Twila Palmer - Westford Real Estate | Westford, MA Real Estate, Chelmsford, MA Real Estate


This Condo in Tyngsborough, MA recently sold for $455,000. This Detached style home was sold by Twila E. Palmer - Westford Real Estate.


40 Windemere Circle, Tyngsborough, MA 01879

Condo

$470,000
Price
$455,000
Sale Price

5
Rooms
2
Beds
2
Baths
Better than new single level unit in "Wyndbrook at Tyngsborough" Condo complex. This Pine Valley Model one level unit offers many upgrades including upgraded kitchen cabinets with granite, stainless appliances, under counter lighting, two pantry closets & hardwood flooring. The dining area has hardwood flooring & opens onto a 10' x 10' deck which has gas piping for an outdoor grille & overlooks a large side yard. This two bedroom, two bath unit with custom window treatments has oversized living room with cathedral ceiling & fan. The master bedroom offers 10 foot ceilings with fan, walk in closet & private bath with soaking tub, shower, double sinks & abundant cabinetry. The second bedroom offers a high ceiling, large window & large closet. There is currently a bench where a future staircase could be added for access to a 2nd floor living space/loft if needed. The home also offers a whole house generator, unfinished basement perfect for finishing or storage & radon mitigation system.

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This Single-Family in Westford, MA recently sold for $989,900. This Colonial style home was sold by Twila E. Palmer - Westford Real Estate.


1R Alcorn Crossing -Lot AA, Westford, MA 01886

Single-Family

$999,900
Price
$989,900
Sale Price

9
Rooms
4
Beds
4
Baths
New Construction in one of Westford Center's great neighborhoods by a well respected builder. This home offers 3804 SF of well designed living space including a large living room with fireplace, formal dining room, grand family room with transom windows and fireplace, large eat in kitchen with abundant cabinetry, stainless appliances, granite countertops, eating area and a four season porch overlooking a spacious back yard. A first floor study and a full bath complete the first level. The second floor offers a large master bedroom with walk in closet, private bath with soaking tub and tiled shower, a guest suite with private bath, two additional bedrooms and a walk up attic. The home features 9 foot ceilings, hardwood flooring throughout the first and second floors and a full walk out basement with a roughed bathroom suitable for finishing.

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If you’re planning on buying a home in the near future and are confused about many of the terms associated with mortgages, you’re not alone. Real estate is its own industry with its own set of processes, terms, and acronyms. If you’re new to the home buying process, there can be somewhat of a learning curve to understand what each of these terms means.

Since buying a home is such a huge investment and life decision, there’s a lot of pressure on home buyers to make sure they get everything right. This makes for a stressful situation for buyers who don’t feel like they understand the terminology of things like mortgages, appraisals, credit reports, and other factors that contribute to the home buying process.

To alleviate some of those concerns and to make the home buying process run more smoothly, we’ve compiled a list of the most common, and most commonly confused, real estate words, terms, and acronyms. That way, when you’re talking things over with your real estate agent or your mortgage lender, you’ll be confident that you understand exactly what’s being considered.


Read on for our real estate terminology glossary.

  • Adjustable rate mortgage (ARM) - This is one type of home loan. Mortgage rates with this type of loan fluctuate throughout the repayment term of the loan. The fluctuation is based on a market indicator.

  • Fixed rate mortgage (FRM) - Another type of home loan, a fixed rate mortgage has a rate which does not fluctuate, remaining constant for the life of the term, most commonly 15 or 30 years.

  • Appraisal - An appraisal is the determination of the value of a property. Appraisals are used when purchasing and selling a home, as well as when refinancing a home loan. Appraisers are required to be licensed or certified in each state and are usually paid for by the lender.

  • Appreciation - An increase in a property’s value, most commonly due to market inflation, or the general increase in home prices over time.

  • Depreciation - A decrease in a property’s value, due to either market deflation (uncommon) or the wear and tear on a home that comes with age.

  • Closing costs - The costs and fees that a buyer is responsible for when purchasing a home or taking out a mortgage. These include underwriting fees, inspections, appraisals, transfer taxes, and more. Closing costs typically range from 2% to 5% of the total loan amount.

  • Contingency - Home purchases have contracts to protect the interest of the buyer, seller, and lender. Contingencies are provisions designed to protect the buyer or lender should something occur in the time leading up to closing on (or purchasing) the home. One common contingency is the buyer’s right to have a final inspection of the home before closing to ensure no new issues with the home have occurred.

  • Private mortgage insurance (PMI) - Buyers who cannot afford a down payment of %20 typically are required to take out a private mortgage insurance policy. This policy protects the lender should the borrower default (fail to repay or meet the conditions of their loan).




This Condo in Acton, MA recently sold for $325,000. This Townhouse style home was sold by Twila E. Palmer - Westford Real Estate.


254 Brown Bear Crossing, Acton, MA 01718

Condo

$325,000
Price
$325,000
Sale Price

6
Rooms
3
Beds
2/1
Full/Half Baths
BEAUTIFULLY UPDATED!!! Enjoy the luxury of condo living in this exquisitely finished and contemporary townhouse in the sought after town of Acton. The community at Nagog Woods feels like stepping into your own nature retreat complete with swimming pool, hot tub, walking trails, multiple tennis courts, playground, exercise room, clubhouse and much more. An open floor plan with cathedral ceilings and ample windows perfectly complement the new hardwood floor in the living and dining room . Enjoy summer nights on the 11x8 deck watching the sun set. Completely renovated bathrooms and renovated kitchen complete with all new appliances, spacious granite countertops, and the ambiance of under cabinet lighting. The master suite boasts a slider to the exterior, two double door deep closets, linen closet and full bathroom. A half bath, 2 spacious bedrooms and an additional full bath complete this lovely unit.

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This Single-Family in Groton, MA recently sold for $624,900. This Colonial style home was sold by Twila E. Palmer - Westford Real Estate.


338 Cow Pond Brook Road-Lot 1A, Groton, MA 01450

Single-Family

$624,900
Price
$624,900
Sale Price

8
Rooms
4
Beds
2/1
Full/Half Baths
New Construction. Large private lot. Last of four similar homes built by well respected builder. This open concept home features spacious foyer, family rm with gas fireplace, granite bar & cathedral ceiling, formal dining rm with HW, 1st floor study with French door & large welcoming kitchen with hardwood flooring, island, granite counters & eating area leading to large open deck. The second floor offers a master with walk in closet & private bath. Three additional bedrooms complete the 2nd floor space. All propane gas home (except for dryer) with vinyl siding. Pull down attic access. Quick closing possible.

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